Personnel
HELEN M. PLUM MEMORIAL LIBRARY
P-5 Insurance
Adopted by the Library Board of Trustees, August 20, 2024.
Full-Time Salaried Employees
Medical and Dental insurance coverage is available to full-time staff and, optionally, their dependents (spouse, children, family). The Library pays a portion of these insurance premiums. The remaining portion is paid by the employee by means of payroll deduction.
| Employee Premium Paid by HPL | Dependent Premium Paid by HPL | |
|---|---|---|
| Medical | 90% | 70% |
| Dental | 100% | 70% |
Basic Life/AD&D1 insurance coverage is provided to full-time staff. Voluntary Life/AD&D insurance is optional at the employee’s expense.
Vision insurance coverage is available to full-time staff and their dependents (spouse, children, family) at the employee’s own expense and paid by means of a payroll deduction.
Insurance coverage begins for a full-time employee on the first day of the following month after date of hire.
Eligible Part-Time Employees
Eligible part-time employees (those who work over 1000 hours annually) are permitted to enroll in Dental, Vision, Basic Life/AD&D, and Voluntary Life/AD&D Insurance. Monthly premiums plus monthly LIMRiCC2 administrative fees are at the employee’s own expense and paid by means of a payroll deduction.
Non-eligible Part-time, Substitute, and Seasonal Employees
Non-eligible part-time, substitute, and seasonal employees are not permitted to participate in Library insurance coverage.
Employee Assistance Program (EAP)
All employees, regardless of classification, are eligible to use the Employee Assistance Program.
1 Accidental Death & Dismemberment (AD&D) Insurance
2 Library Insurance Management and Risk Control Combination (LIMRiCC) provides conventional insurance coverage for a group of participating libraries. Pooling together as one organization provides lower insurance premiums for members.